Learn Investment Management From Michael Malcolm Walker
Michael Malcolm Walker who is the Investment Manager and Head
Trader at Walker Capital Says”Great investment management requires that you
pick good investments, maintain diversification and give attention to details”.
Since most people don’t really know how to spend on their own, many of them
turn to experts to handle the investment management chore for them. This can be
costly. Here’s how to get the most bang for your buck … your soundest
investment.
If you’ve arranged several million to invest you’re probably not much
more knowledgeable than most folks when it comes to investing money — you just have more of it. Hence you can afford to pay
big bucks to someone else to pick good investments for you and manage your
investments.
Unless, you either learn how to invest on your own, pay what you can
for trained help, or avoid investing altogether. The latter is a poor choice if
you ever expect to get ahead financially. That seems to leave you with two
negative choices if you are not really interested in studying investing in
detail or paying hard-earned money to someone who calls himself an investment
expert.
Don’t fret; I’ve got some good news for you! If you are willing to put
forth a little time and effort you can get good professional investment
management for a lot less than you think. I call this the peoples’ best
investment: no-load mutual funds.
Mutual funds, in general, are designed for folks who need or want help
picking good investments and putting together an investment portfolio with
diversification. The problem is that some funds have sales charges, yearly
expenses and other fees associated with buying, holding and/or selling them.
Not only does the fund itself have a cost structure, the investment
professional offering them needs to get paid, too.
With no-load funds, there is no middleman giving you advice and selling
you on the merits of the product (fund). There is no investment salesman
telling you how to invest or where to invest … and charging you for his
efforts.
Instead of costing you 5% off the top and 2% or more a year for
expenses and perhaps other charges and fees … you can get professional
investment management from some of the largest and best fund companies in the
country for less than 1% a year in fund expenses. Period, that’s your total
cost to invest.
When you invest in no-load funds I suggest you deal directly with the
fund company, rather than investing through a brokerage firm’s website. You can
go to their website or call a toll-free number to get info or to open a mutual
fund account.
With no-load funds, there should be no charges or fees to pay, only
modest yearly expenses which are automatically deducted inside the funds
themselves. The best investment management deal around? For my money, it’s
no-load funds.
Financial
planner, Michael Malcolm Walker has an MBA (finance) and 35 years of
investing experience. For 20 years he taught individual investors, working
directly with them helping them to reach their financial goals.
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